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Bill · started in the Commons

Banks (Financial Exclusion and Access to Finance) Bill

A Bill to require banks to measure and disclose their performance in reducing financial exclusion, including exclusion from affordable credit, and in improving access to finance for small- and medium-sized businesses; to establish a system for rating banks according to that performance; to require banks to cooperate with credit unions and community development finance institutions to address financial exclusion and improve access to finance for small- and medium-sized businesses; and for connected purposes.

In progress Current stage: 2nd reading (Commons)

The story so farThe Banks (Financial Exclusion and Access to Finance) Bill was introduced in the House of Commons on 14 January 2026 by Gareth Thomas (Labour). It is now at second reading in the House of Commons. Second reading is the first debate on the overall principle of the bill; if the bill clears it, detailed committee scrutiny follows.

Sponsor

Progress through Parliament

  1. 1st reading Commons 14 Jan 2026
  2. 2nd reading Commons Current

Source: the official bill page. Last updated 30 Apr 2026.