Access to cash and banking services in communities

That this House recognises the UK's obligation to maintain access to cash for all people that need or want to use it; is aware of recent analysis from Which? showing that 10 million people are not ready or able to stop using cash, with over two million dependent on it for every transaction, and that it is disproportionately relied upon by vulnerable people, notably those who are elderly, disabled or on low incomes; believes that banks should be mandated to work with post offices, which already provide an unofficial support network for over 300,000 vulnerable people, to provide banking services to all communities across the UK when they close a branch; and calls on the Government to legislate to ensure that local communities have access to the banking services they need to function.