Do not extend the CHAPS banking system to allow mortgage transfers up until 6pm

If mortgages are transferred up until 6pm, that means removal company staff will be delivering late into the evening to get finished. This will cause health and safety risks unloading in the dark, breaking the Working Time Directive employment law, and exceeding legal driving hours for HGV drivers, as well as creating stressed customers who are upset their goods are being delivered late, and many more problems. A simple 1 day move will turn into 2 days doubling the costs to customers overnight!