Petition · past parliament

Car insurance company not to put a fault claim on a policy when not your fault.

Rejected 21 signatures

What the petition asks

Having had my van broken into recently, I was shocked to find that the insurance company put this down as a fault claim because they could not recover their costs. This had lead to much higher insurance premiums for me. The idea I believe is that you pay to protect yourself and not the insurer.
If a member of my family was murdered and the murderer was never caught does this mean it is my fault and therefore I must be tried for murder? This is basically what the insurance companies are doing to their policy holders.

Other things to be looked at are the astronomical costs the brokers charge for changing LEGAL details on a policy.

You should have x amount of days in which to cancel your policy without charge particularly if your insurance has not yet started.

As bad as banks.

Why it was rejected

It was not clear what the petition asked the UK Government or Parliament to do.

Petitions need to call on the Government or Parliament to take a specific action. It's clear that you're concerned about the way that some car insurance policies work, but we're not sure what you'd like the Government or Parliament to do. You could start a new petition explaining clearly how you would like the Government or Parliament to address this.

Timeline

1 Feb 2017 Petition opened for signatures
8 Feb 2017 Rejected by the Petitions Committee

Key facts

Signatures 21
Status Rejected
Rejected 8 Feb 2017

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Source: the official petition page. Last checked 15 Jul 2026.