Petition · past parliament
Reduce defaults on your credit file from 6 years to 4 with imediate affect
Rejected
16 signatures
What the petition asks
Getting a default when we are young shouldn't carry a burden if 6 years, criminals can get less for serious crimes yest missing a £5 payment on a catalogue can leave people struggling to get a morgage for 6 years due to high interest rate they are offered.
6 years is far to long and can leave young people feeling like they are fighting an impossible battle trying to get onto the property ladder or simply not paying outrageous rates on loan and car payment
Why it was rejected
It asked for something that is not the responsibility of the UK Government or Parliament.
The Government or Parliament are not responsible for credit reports, which are produced by private companies.
Timeline
| 8 May 2019 | Petition opened for signatures |
| 10 Jun 2019 | Rejected by the Petitions Committee |
Key facts
Signatures
16
Status
Rejected
Rejected
10 Jun 2019
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Source: the official petition page. Last checked 15 Jul 2026.