Petition · past parliament · HM Treasury

Legislate to limit interest rates on lending during Covid-19 outbreak

Closed 61 signatures

What the petition asks

Legislate to put a temporary maximum interest rate, such as 3%, on all lending, such as credit card and overdraft debt.
As people lose their jobs and income, the first port of call for survival for many will be credit cards and overdrafts.

The Central Banks have reduced interest rates to near zero, yet many credit card companies and banks still charge 20+%, and many banks are increasing the interest rate for overdrafts to 39.9%.

Legislate an emergency measure to cap interest on lending, including credit cards and loans, to a maximum, such as 3%, so people can weather this storm.

Timeline

24 Apr 2020 Petition opened for signatures
24 Oct 2020 Closed to new signatures

Key facts

Signatures 61
Status Closed
Department HM Treasury
Opened 24 Apr 2020
Closed 24 Oct 2020

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Source: the official petition page. Last checked 15 Jul 2026.