Suspend negative credit file transactions during the Corona virus pandemic

This pandemic could stretch the government, people's and business's finances to the limit. The government needs to ensure that any late or missed payments over this period do not register on credit files and therefore do not ruin people's ability to borrow for the next 6 years.

The scoring of credit reports is a matter for individual credit reference agencies in cooperation with lenders, not the Government or Parliament. The UK's three credit reference agencies have all issued statements and advice about what people should do if they are facing financial difficulties as a result of the outbreak. You can find these here:

TransUnion: https://www.transunion.com/covid-19
Equifax: https://www.equifax.com/about-equifax/covid-19-and-your-credit-score/
Experian: https://www.experian.co.uk/consumer/help-discover/discover/guides/supporting-you.html

You could start a new petition calling on the Government to encourage credit reference agencies to show consideration to any negative transactions that have occurred during the coronavirus outbreak.

You can find out more about coronavirus and how you can protect yourself and others here:

NHS website: https://www.nhs.uk/conditions/coronavirus-covid-19/
UK Government website: https://www.gov.uk/coronavirus

You can read NHS tips to help if you are worried about coronavirus here: https://www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips