Petition · past parliament
Force car insurance companies to pass on savings from claims that wont happen
Rejected
10 signatures
What the petition asks
Car insurance premiums are calculated using data from previous years to work how how much they will need to pay out and put that money aside.
With the current lockdown they are enjoying a significant reduction in claims, but pass on no savings to you, even temporarily.
Every penny counts.
With the current lockdown they are enjoying a significant reduction in claims, but pass on no savings to you, even temporarily.
Every penny counts.
This is a mandatory legal requirement for insurance, yet the insurance companies are not reducing premiums for the government enforced lockdown, which massively benefits insurer's by charging the same premiums but enjoying lower monthly costs.
A mandatory reduction in premiums should be in place to those who are no longer using their car/s.
A mandatory reduction in premiums should be in place to those who are no longer using their car/s.
Why it was rejected
It asked for something that is not the responsibility of the UK Government or Parliament.
Insurance policies are private arrangements between individual insurance companies and policy holders, and are not the responsibility of the Government or Parliament.
The Association of British Insurers has published advice about the impact of coronavirus on different types of insurance, and suggests that if you want to keep your car but won't drive it for a while you should contact your insurance provider to see how they can support you: https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/motor-insurance/
You can find out more about coronavirus and how you can protect yourself and others here:
www.gov.uk/coronavirus
https://www.nhs.uk/conditions/coronavirus-covid-19/
The Government has also created an online service to help you out what you can do if you’re struggling because of coronavirus: https://www.gov.uk/find-coronavirus-support
You can read NHS tips to help if you are worried about coronavirus here: https://www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips
You can read impartial analysis of the Government response to coronavirus and policy developments here: https://commonslibrary.parliament.uk/coronavirus/
You may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak.
Find out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: https://committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/
Read letters asking further questions of Government Ministers: https://committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/
The Association of British Insurers has published advice about the impact of coronavirus on different types of insurance, and suggests that if you want to keep your car but won't drive it for a while you should contact your insurance provider to see how they can support you: https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/motor-insurance/
You can find out more about coronavirus and how you can protect yourself and others here:
www.gov.uk/coronavirus
https://www.nhs.uk/conditions/coronavirus-covid-19/
The Government has also created an online service to help you out what you can do if you’re struggling because of coronavirus: https://www.gov.uk/find-coronavirus-support
You can read NHS tips to help if you are worried about coronavirus here: https://www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips
You can read impartial analysis of the Government response to coronavirus and policy developments here: https://commonslibrary.parliament.uk/coronavirus/
You may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak.
Find out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: https://committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/
Read letters asking further questions of Government Ministers: https://committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/
Timeline
| 30 Mar 2020 | Petition opened for signatures |
| 14 May 2020 | Rejected by the Petitions Committee |
Key facts
Signatures
10
Status
Rejected
Rejected
14 May 2020
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Source: the official petition page. Last checked 15 Jul 2026.