Petition · past parliament

Reduce timeframe insurance companies can use expired points against motorists

Rejected 15 signatures

What the petition asks

currently if you receive points that expire in 3 years insurance companies demand to inform them for 5 years.
This is just a way to boost premiums.
Points valid for 3 years stay on licence for 4 only for court information, a driver should not have to declare them once they reach the expiry date.
if points have expired why should driver be penalised for expired points by paying a higher premium on their insurance for 2 extra years.

points expire after 3 years but insurance companies require 5 years of information which means drivers pay for their points for an extra 2 years when they do exist on the license.

Why it was rejected

It asked for something that is not the responsibility of the UK Government or Parliament.

Decisions about what information individual motor insurance companies require before granting insurance policies is a matter for individual insurers, not the Government or House of Commons.

Timeline

26 Jan 2021 Petition opened for signatures
2 Feb 2021 Rejected by the Petitions Committee

Key facts

Signatures 15
Status Rejected
Rejected 2 Feb 2021

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Source: the official petition page. Last checked 15 Jul 2026.