Petition · past parliament · HM Treasury

Make Student Finance repayments tax deductible

Closed 84 signatures

What the petition asks

A tax deduction for Student Finance repayments would ease graduates' financial burden. High-interest rates and long repayment periods make it harder than ever to live. Deducting repayments from taxable income would reduce yearly amounts owed, providing immediate relief and simplifying repayment.
For example, a recent graduate earns £30k annually with a student loan balance of £50k at 5.4% interest rate. Presently, they must pay £243 p.a. (9% of income over £27,295). If student finance repayments were tax-deductible, they could deduct £243 from their taxable income, saving approximately £49 per year (20% basic tax rate).

Over 30 years, they would save around £1,500, which they could use for living expenses or savings, or to reduce their overall student loan balance.

Timeline

23 Mar 2023 Petition opened for signatures
23 Sep 2023 Closed to new signatures

Key facts

Signatures 84
Status Closed
Department HM Treasury
Opened 23 Mar 2023
Closed 23 Sep 2023

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Source: the official petition page. Last checked 15 Jul 2026.