Change the application of No Claims Bonus (NCB) from a vehicle to an individual.

Rejected 18 signatures

What the petition asks

To make it the case that earned NCB is applied to all vehicles of the same type insured by a proposer rather than the current situation were insurers are able to increase premiums on additional vehicles as NCB is tied to a single vehicle.

Premiums are based upon risk, and insurers can charge more for a vehicle that does not have a NCB against it despite the proposer holding a NCB against another vehicle which reflects a lower risk. This means that the insurers are charging for a risk that does not exist which is unfair for the consumer. By allowing a NCB to be earned by an individual which can be applied to all vehicles of the same type the consumer will get a better, and fairer, deal that reflects the risk they present.

Why it was rejected

It asked for something that is not the responsibility of the UK Government or Parliament.

We can only accept petitions about things the Government or Parliament are directly responsible for.

Decisions about whether to offer a no-claims bonus are a matter for individual car insurance companies, not the UK Government or Parliament.

Timeline

11 Jul 2023	Petition opened for signatures
19 Jul 2023	Rejected by the Petitions Committee

Key facts

Signatures 18

Status Rejected

Rejected 19 Jul 2023

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