Petition · past parliament · HM Treasury

Reduce the Lifetime ISA withdrawal penalty from 25% to 20%

Closed 35 signatures

What the petition asks

We want the Government to reduce the withdrawal penalty from a Lifetime ISA from 25% to 20% so savers needing to withdraw for reasons other than first time buying or retirement, are not punished for wanting to reallocate their savings.
I believe reducing the withdrawal penalty to 20% would encourage more people to use these saving devices as their savings would not be as constricted. Why should savers be punished by taking a hit on their initial input, for having or needing to withdraw funds for other mitigating reasons? We believe you should be able to get back at LEAST the initial investment if made in a cash LISA.

Timeline

28 Mar 2024 Petition opened for signatures
29 May 2024 Closed to new signatures

Key facts

Signatures 35
Status Closed
Department HM Treasury
Opened 28 Mar 2024
Closed 29 May 2024

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Source: the official petition page. Last checked 15 Jul 2026.