Petition · past parliament

Introduce a staged system for insurance cancellations

Rejected 12 signatures

What the petition asks

Create a system to separate reasons for insurance cancellations to allow for providers to differentiate between people trying to gain from insurance fraud and people making genuine mistakes
Introduce a mandatory 3 stage system to easily show the reasons for cancellations.
Stage 1: genuine accidents such as lost black box, apps not working, payment missed 2 maximum etc.
Stage 2: knowingly reporting incorrect information such as address, named driver experience, NCB.
Stage 3: trying to defraud the Insurance provider. ie, falsely reporting a car as stolen, arson, purposely causing a crash.

All above are examples and can be adjusted.

Why it was rejected

It asked for something that is not the responsibility of the UK Government or Parliament.

Insurance policies are the responsibility of individual insurance companies.

Timeline

17 Mar 2024 Petition opened for signatures
3 Apr 2024 Rejected by the Petitions Committee

Key facts

Signatures 12
Status Rejected
Rejected 3 Apr 2024

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Source: the official petition page. Last checked 15 Jul 2026.