Petition · past parliament

Insurance should be on the car itself instead of the individuals who drive it

Rejected 21 signatures

What the petition asks

Car insurance should not be decided by demographic, geographic or psychographic factors, but by the History of the car model. For example. Theft Rates, Acceleration, Accident Rates.
Shifting the focus of car insurance to the vehicle rather than the driver in the UK could offer a fairer system, particularly for young or inexperienced drivers facing high premiums. It could encourage the use of safer vehicles, simplify the insurance process by focusing on the car's features, and reduce discrimination based on age or driving history.

Why it was rejected

It asked for something that is not the responsibility of the UK Government or Parliament.

Decisions about what car insurance products to offer are a matter for individual insurers, not the UK Government or Parliament.

We have published the following petitions, which you might like to sign:

Stop car insurers considering age of driver when setting insurance policies
Stop car insurers considering age of driver when setting insurance policies

Create a state-owned car insurance provider
Create a state-owned car insurance provider

Place a Cap on Motor Insurance Premium Increases
Place a Cap on Motor Insurance Premium Increases

Timeline

27 Mar 2024 Petition opened for signatures
9 Apr 2024 Rejected by the Petitions Committee

Key facts

Signatures 21
Status Rejected
Rejected 9 Apr 2024

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Source: the official petition page. Last checked 15 Jul 2026.