Petition · Department for Education

Scrap RPI +3% interest on plan 2 & postgrad student loans & charge RPI only

Closed 85 signatures

What the petition asks

I am concerned about the interest rate that is charged on Plan 2 and Postgraduate student loans. These are much higher than other student loan plans. We urge the Government to only charge interest at RPI on plan 2 and postgraduate student loan repayments
The current rate of interest on these loans is often higher than most mortgages and young people may be unable to pay both. I am concerned motivation to earn may be lost as some mid-high earners may end up paying a high marginal tax rate plus NI until they retire. I am also concerned that women may be adversely affected as interest still accrues while on parental leave, which could potentially be contributing to the already low birth rate.

Timeline

20 Jun 2025 Petition opened for signatures
20 Dec 2025 Closed to new signatures

Key facts

Signatures 85
Status Closed
Department Department for Education
Opened 20 Jun 2025
Closed 20 Dec 2025

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Source: the official petition page. Last checked 15 Aug 2026.