Petition · Ministry of Housing, Communities & Local Government
Make mortgage lenders consider rent as proof of affordability
Closed
73 signatures
What the petition asks
We think that mortgages are hard to apply for and banks often lend less than you need due to deposit limitations.
We want the Government to legislate for banks take the rent you currently pay as evidence of what you can afford into consideration when offering a mortgage.
We feel that affording to get on the property ladder is next to impossible. We believe the affordable housing schemes, even with discounts, are unattainable for many. We also think that shared ownership schemes could result in paying more than the market rate for rent.
We feel that affording to get on the property ladder is next to impossible. We believe the affordable housing schemes, even with discounts, are unattainable for many. We also think that shared ownership schemes could result in paying more than the market rate for rent.
Timeline
| 13 Mar 2025 | Petition opened for signatures |
| 13 Sep 2025 | Closed to new signatures |
Key facts
Signatures
73
Status
Closed
Department
Ministry of Housing, Communities & Local Government
Opened
13 Mar 2025
Closed
13 Sep 2025
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Source: the official petition page. Last checked 16 Aug 2026.