Petition · Ministry of Housing, Communities & Local Government

Make mortgage lenders consider rent as proof of affordability

Closed 73 signatures

What the petition asks

We think that mortgages are hard to apply for and banks often lend less than you need due to deposit limitations.
We want the Government to legislate for banks take the rent you currently pay as evidence of what you can afford into consideration when offering a mortgage.

We feel that affording to get on the property ladder is next to impossible. We believe the affordable housing schemes, even with discounts, are unattainable for many. We also think that shared ownership schemes could result in paying more than the market rate for rent.

Timeline

13 Mar 2025 Petition opened for signatures
13 Sep 2025 Closed to new signatures

Key facts

Signatures 73
Status Closed
Department Ministry of Housing, Communities & Local Government
Opened 13 Mar 2025
Closed 13 Sep 2025

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Source: the official petition page. Last checked 16 Aug 2026.