Do not treat student maintenance loans as unearned income for universal credit

We want such loans to be disregarded completely in UC calculations. The students entitled to UC are mainly mature students going back to studying and have a family and children. We feel that the government is penalising mature adults wanting to study later in life. Instead of helping struggling students the government is making it more difficult. Mature students are wanting to build a career and working life for themselves instead of relying on benefits but we believe UC rules make it impossible for people to do this. Government should help people get in to work and study.