Create a legal route to write off coerced debt for victims of economic abuse

We ask the Government to legislate a route to remove proven coerced debt. Only 28% of victims who disclose coerced debt get any of it written off, and 48% are left with damaged credit records. We ask the Government to create a statutory discharge route for evidenced coerced debt, modelled on the reversal of fraudulent transactions; make the currently voluntary Financial Abuse Code mandatory for lenders; and require credit reference agencies to record coercion markers and repair victims' credit files. Fraud can be reversed. We believe coerced debt needs the same route.