Mandatory insurance,competent use and tax fee for cyclists and horse riders

With the changes to the highway code giving cyclists and horse riders more right of way, it would create more of a dangerous environment for all parties. Cyclists and horse riders should be required to have valid insurance coverage incase of damage to property where blame is proven. horse riders required to prove competent rider skills on the public highway, such as all other road users, and a small annual fee contributing to maintaining public highway conditions